Texas Disabled Persons Homestead Exemption
In an effort to protect the most vulnerable residents, Texas has used a long-standing exemption to lower school taxes for people with disabilities. As of 2025, this exemption removes $60,000 from a home’s appraised value when it comes to school taxes, which are the largest form of property tax in Texas. Since the disabled persons and homestead exemptions are applied at the same time, a qualifying homeowner would save a combined $200,000 in appraised value, often enough to eliminate school taxes entirely. In addition, a qualifying homeowner may receive additional exemptions for county or MUD taxes, depending on the policies of their local taxing bodies. Like the homestead, once the disabled persons exemption is confirmed, there is no need to renew it, as it will stay in place until the homeowner sells their property.
The Disabled persons exemption does have some qualifications that need to be met:
The taxpayer must own their home and use it as their primary residence.
The disability must be confirmed by supporting documents, such as federal disability benefits or a doctor’s statement.
The homeowner must have a disability as defined by the Federal Old Age, Survivors, and Disability Insurance Act.
Blind individuals over the age of 55 may qualify.
The homeowner’s disability prevents them from engaging in gainful activity.
Taxpayers over 65 cannot use both the over-65 and disabled exemptions at the same time.